Privacy Policy



What is the purpose of this Privacy Policy?


InvestorFolio has created this privacy policy in order to demonstrate our firm commitment to our users. The following discloses our information gathering and dissemination practices for this website: http://investorfolio.com. Please continue reading for complete details on the InvestorFolio privacy policy. If you have any questions about the policy, you can request more information by filling in the contact us form.

What information do we collect from users and how is it used?

InvestorFolio is the sole owner of the information collected on this site. We will not sell, share, or rent this information to others in ways different from what is disclosed in this policy.

Surveys & Contests

From time-to-time, our site requests information from users via surveys or contests. Participation in these surveys or contests is completely voluntary and the user therefore has a choice whether or not to disclose this information. Information requested may include contact information (such as name and shipping address), and demographic information (such as zip code and age level). Contact information will be used to notify the winners and award prizes. Survey information will be used for purposes of monitoring or improving the use and satisfaction of this site.

Referral Program

If a user elects to use our referral service for informing a friend or colleague about our site, we ask for the friend's name and E-mail address. We will automatically send the friend a one-time E-mail inviting them to visit the site. InvestorFolio applies the same privacy protection for all referrals and third party information that is provided by a user. Their information is stored for the sole purpose of sending this one-time E-mail. The friend may contact us to request the removal of this information from our database.

Correspondence

If you correspond with us via E-mail or snail mail, or if other third parties provide us with information about you, we may gather the information in a file specific to you. We only collect the Personally Identifiable Information that you provide to us. While we may gather market data from other resources, the scope of our knowledge about Personally Identifiable Information based upon your use of our site is entirely up to you. Like many other websites, InvestorFolio collects information about users' utilization and navigation of our site. This information helps us to design our site to better suit our users' needs. For example, our site will track the URL that you visited before you came to our site, the URL to which you next go and your Internet Provider (IP) address. We use your IP address to help diagnose problems with our server and to administer our site. Your IP address also is used to help identify you and to gather broad demographic information.

How does a customer 'opt-in' or 'opt-out' of InvestorFolio promotional E-mail?

Our users are given the opportunity to opt-in to receive promotional E-mail at the time of registration. Promotional E-mail does not include E-mail necessary for our site's services. We ask that a customer actively check a box to receive E-mail about special offers and investing tips. At anytime a user can request removal from the distribution list.

Does the InvestorFolio website use cookies? If so, how are cookies used on the website?

Cookies are pieces of information that a website transfers to a user's hard drive for record-keeping purposes while visiting a site. Like most major websites, InvestorFolio  uses cookies on certain pages of our site. Cookies make using the Internet easier by, among other things, saving your passwords and preferences for you. For example, a cookie lets the InvestorFolio website remember that you've registered, which allows us to speed up your future activities at our site, and which allows you to enter your password less frequently while visiting our website. We may also use cookies to deliver content specific to your interests. Our cookies do not contain any content specific information. Our cookies do not contain any personally identifying information although cookies may enable us to relate your use of our website to personally identifying information that you previously submitted. For example, it enables us to enhance personalization on the website, such as calling you by name when you return to our site. Most browsers are initially set up to accept cookies, although your browser may permit you to decline cookies. If you do decline cookies, your use of our site may be slowed because you may need to re-enter information.

What are the policies of linked sites and other third parties?

This privacy policy only addresses the use and disclosure of information we collect from you. Although you may interact with other financial sites as a result of visiting our site, or link to other sites or third parties via our website, InvestorFolio is not responsible for the privacy practices of third parties or the content of linked sites. We encourage you to read the posted privacy policy whenever interacting with any website.

To whom does InvestorFolio release information?

Please be aware that despite our best intentions and the guidelines outlined in this privacy policy, no data transmission over the Internet can be guaranteed to be 100% secure. Moreover, we may be legally obligated to disclose information to the government or to third parties under certain circumstances, such as illegal activity on our Site. InvestorFolio reserves the right to release personally identifiable information to law enforcement or other government officials, as InvestorFolio, in our sole and absolute discretion, deems necessary or appropriate.

Online Advertisements.

InvestorFolio may display our online advertisements. In those cases we share aggregated and non-identifying information about our Visitors and Members collected through the registration process as well as through online surveys and promotions with these advertisers. Additionally, in some instances, we use this aggregated and non-identifying information to deliver tailored advertisements or joint ventures. For instance, an advertiser or joint venture company tells us the audience they want to reach and provides us an advertisement tailored to the audience. Based upon the aggregated and non-identifying information we have collected, we may then display or send the advertisement to the intended audience. Our company does not share personal information about its Visitors or Members with these advertisers or joint venture companies.

Responses to Email Inquiries.

When Visitors or Members send email inquiries to our company; the return email address is used to answer the email inquiry we receive. Our company does not use the return email address for any other purpose and does not share the return email address with any third party.  This site does not intentionally send unsolicited e-mail messages that could legitimately be construed as spam.

 

Access, Modification, and Deletion.

You can see, modify or erase your personal information by reviewing your posting or account status page. Contact customer support  to review any personal information we store that is not available on InvestorFolio. We delete personal information when we no longer need it for the purposes we described earlier. We retain personal information as permitted by law to resolve disputes, enforce our policies; and prevent bad guys from coming back.

 

Security.

We use lots of tools (encryption, passwords, physical security) to protect your personal information against unauthorized access and disclosure, but as you probably know, nothing's perfect, so we make no guarantees.

Children

The Children's Online Privacy Protection Act (COPPA) of 1998 provides safeguards to protect children who use the Internet by regulating the online collection of personal information from children under the age of 13. Because of these safeguards, children under the age of 13 are not able to access or use all Products and Services on InvestorFolio. For more information, see our Children's Policy. This Site is not directed to children under 18. We do not knowingly collect personally identifiable information from children under 13. If a parent or guardian becomes aware that his or her child has provided us with Personal Information without their consent, he or she should contact us at info@InvestorFolio.com. If we become aware that a child under 13 has provided us with Personal Information, we will delete such information from our files.


How will I know about changes in the Privacy Policy?

InvestorFolio reserves the right to update this privacy policy from time to time. Please visit this page periodically so that you will be apprised of any changes. However, we will only use Personally Identifiable Information in accordance with the Privacy Policy that was in effect at the time the information was collected. If at any point we should decide to use that information differently, we will notify users by way of E-mail so that users can approve or disapprove of such use.

How to contact us?

If you have any questions about this privacy policy or the practices of this website, you may request more information by submitting the contact us form.

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